As members of the Massachusetts Medical Society, your Practice has access to exclusively negotiated discounts and enhanced Disability plan designs:
• 6% Exlusive MMS Member discount plus 5% MGMA member discount
• Infectious & Contagious Disease Benefit Option included for MMS members
• The highest level of LTD coverage, including generous benefit maximums up to $15,000 per month and liberal guaranteed issue amounts
• Extended rate guarantees
• Dedicated teams of advisors, underwriting, service and claims professionals who understand the unique needs of physician businesses
Key highlights of the LTD Coverage:
• Own-Specialty and Sub-Specialty definition of disability Benefits don’t terminate solely because you can practice in another field of medicine.
• Provides a greater possible benefit, regardless of salary level or return-to-work situation.
• Elimination Period can be satisfied with “loss of duties” only, no loss of income required.
• Option for protecting future contributions made to your pension plan.
• Option for protecting lost income to your practice.
In addition to discounted Group Long Term Disability coverage, the Physician's Insurance Agency of Massachusetts (PIAM) also offers discounted Group Life Insurance for your practice. For more information, member practices can contact PIAM or call us at 781-416-9988.